Ontario-based and law firm wise, there are probably heaps and heaps of them that may sometimes be too good to be true. Debt settlement in Ontario may become a nightmare to some but to others, when decision is made right, it may bridge the gap and create a better understanding between two entities – the businessmen and the creditor. Who and what comes in between? The mediators a.k.a debt recovery law firms through debt settlement. There are steps to guide us accordingly, we better yet get some ideas.